A documented view of the company.

What a report can include

Each section is completed when a usable source documents the information.

Full identification

Company name, contact details, official identifiers, legal form, date of incorporation, status and company history.

Shareholding and governance

Share capital and its split, shareholders, beneficial owners where documented, directors, officers, group and ownership links.

Activity and organisation

Precise description of the business, products and services, operating assets, sites, headcount, capacity, certifications and main known developments.

Commercial environment

Main customers, suppliers, partners, trade references, markets served and position in the value chain, where documented.

International trade

Import and export countries, foreign suppliers and customers, and other identifiable international relationships.

Financial information

Turnover, results, recent balance sheets and income statements, movement in the main items and available indicators.

Financial analysis

Profitability, liquidity, debt, financial structure, independence, solvency, capacity to pay and key ratios.

Payment behaviour and credit information

Payment experiences, incidents, delays and credit events documented by accessible sources.

Legal and reputational events

Insolvency proceedings, disputes, official notices, legal publications, incidents and relevant adverse information, where documented.

Banking relationships

Bank or banks identified, where a usable source documents them.

Credit opinion

Solvency summary, internal rating and recommended trade credit limit, when the assignment includes it.

Traceability

Investigation date, sources used, and official documents or financial statements attached when obtained.